Is it covered?  That is the core determination in every insurance coverage dispute which the attorneys in our Insurance Coverage, Fraud and Bad Faith practice group are fully prepared to help our insurance company clients answer.  Insurance coverage matters are often complex and clients need lawyers, like those at Cipriani & Werner, who understand the wide range of issues along with the various types of policies under which they arise.  Our coverage practice group with decades of legal experience and knowledge of the insurance industry are here to help our insurance company clients navigate these issues in an aggressive and practical manner.  An adverse judicial determination of an insurance policy provision can have serious ramifications in the immediate matter as well as industry wide.  Therefore, it is of utmost importance to limit adverse judicial interpretations of policy provisions.  C&W has attorneys who have been litigating insurance disputes and who understand how to successfully limit these types of adverse events.

A corollary aspect of insurance coverage disputes is the specter of insurance bad faith.  Bad faith and extra-contractual allegations are often made by plaintiffs’ attorneys merely because the insurer disagrees with the attorneys’ evaluation of the underlying claim value.  Plaintiffs’ attorneys also often assert bad faith and extra-contractual claims in the hope of receiving a higher settlement as to the underlying claims.  At Cipriani & Werner, our attorneys have the experience, knowledge and ability to defend, and when appropriate, settle the underlying claims for reasonable values, in most cases with voluntary dismissal of all bad faith and extra-contractual claims.

Our insurance coverage attorneys also know the importance of investigating and stemming the tide of fraudulent insurance claims.  Estimates vary on the overall cost of insurance fraud, but it ranges in the tens of billions of dollars each year and can cost consumers hundreds of dollars each year.  At C&W, our attorneys have successfully defended claims involving fraud in the purchase of the policy, as well as spurious claims for insurance benefits.  We are committed to protecting the industry and its consumers from the drain on their resources that is insurance fraud.

Our experience in these areas involve a wide array of insurance policies and issues, including:

• Auto
• Home
• Trucking
• E&O
• D&O
• Professional Liability
• Property
• Casualty
• Commercial General Liability
• Workers’ Compensation

If you want the most knowledgeable, dedicated and efficient attorneys for your insurance coverage, fraud and bad faith issues, please contact one of the members of our practice group.